Jax / jd I am a member of MPs, was not aware of the insurance requirement but then again my office lady (ie wife ) takes care of the formal stuff with them , of course we do carry insurance and always have , it is requirement for renewal of the IQP backflow as well with the authorities , Jax what do you mean by" valid insurance " do you mean you may be paying for a policy but it may be invalid if the insurance company find you dont have a full qualification , or are unlicensed, or both .The PGDB say they have a duty to protect the public , seems to me valid insurance would be a good start.
I will add I have enjoyed and learnt a lot from attending MP courses over the years, in the past it was provided free , I feel they are now trying to make money out of it , as an example I have attended some courses at $100 .00 , there can be 30 people attend it takes 2/3 hours ,one tutor ,venue hireage Ill let you do the maths , to my mind it is way too expensive , this is one reason why there is a backlash to this upskilling . cheers